Big-ticket purchases might lead individuals to turn to alternate financial routes instead of shelling out the entire amount at once. Thanks to financial products such as the Bajaj Finserv EMI Card, frequent buyers have better ways to fulfil all their monetary obligations without straining their savings. From lifestyle products to home appliances, the Bajaj EMI Network Card can be used to purchase all these items at zero-interest EMIs. 

Apart from the pre-sanctioned limit of up to Rs.4 lakh, the easy EMI facilities are available with hassle-free repayment terms. However, in order to utilise all these facilities, one must know how to generate EMI card PIN and activate the card first. With the Bajaj Finserv Experia portal, this process can be completed with just a few clicks. 

Steps to activate Bajaj EMI card online

Note that both the offline and online procedures can be used to activate a Bajaj Finserv EMI Network Card. However, the tech-savvy generation inevitably leans towards the online process due to its time-saving nature. 

For that, here is the process they need to follow:

Step 1: Start by visiting the Experia customer portal online and view the EMI offer details.

Step 2: Access the offer available for you and apply for the EMI Network Card. 

Step 3: You will have to submit documents such as PAN card, ECS mandate, Aadhaar card, and a cancelled cheque in the next step. 

Step 4: Once you are approved for the card, you have to download the Bajaj wallet app from Play Store or App Store. 

Step 5: Login by entering the OTP sent to your registered mobile number. 

Step 6: You will see the ‘know more’ option in the pop-up, click on it and fill in necessary details such as your name, date of birth, etc. 

Step 7: Click on the ‘See EMI Card Now’ option to activate it. 

You can use the Experia app and official site to view all the transaction details, EMI dues, etc., of your Bajaj Finserv EMI Network Card. 

Other than the above-mentioned facilities, the Bajaj customer portal comes with other features as well.

Features of Bajaj customer portal 

Both the online portal and Experia app comes with a clean, simple user interface so that customers can easily utilise all of its following features. The attributes include:

• Assessing loan details 

Just like EMI card details, you can also obtain your existing as well as old loan account information via Experia portal. This further helps in keeping tabs on your financial obligations so that you can handle them properly and save yourself from an additional burden. 

From due date to upcoming payments, the app notifies you regarding all this information so that you do not incur penalties. 

• Easy online payments 

While the Bajaj EMI Network Card allows you to carry out both affordable and large expenses via easy EMIs, the Experia portal enables you to manage the loans with ease. Note that to initiate a Bajaj online payment, you must complete the Bajaj EMI card PIN generation process, which involves messaging ‘PIN’ to +919227564444 from your registered mobile number. 

• Check pre-sanctioned offers 

Bajaj Finserv provides pre-sanctioned offers on several financial products, from personal loans to business loans and more. These offers generally make the loan process more affordable and less time-consuming. You can use the Bajaj Finserv Experia portal to check your pre-approved offer by submitting your name and contact details. 

• Obtain e-statements

This web provision also enables customers to download payment statements, interest certificates, NOC, etc. Such documents are generally used while applying for further loans or just to maintain financial records. 

Thus, with easy access to the Experia portal, purchasing products from the Bajaj Finserv EMI Store and keeping track of these expenditures has become much easier.